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Mortgage Rates
Here is a sample of the loan programs we offer. These programs are unique to ENTEGRA BANK. To learn more about these programs and many others, call us at (800) 438-2265.



Annual Percentage Rate and terms subject to credit approval. APR is based on a loan amount of $150,000 with a down payment of 20% for a single-family, owner-occupied primary residence or second home. Monthly payments do not include taxes and insurance - actual obligation may be higher. Rates may be higher depending on individual circumstances including credit score, loan-to-value ratio and requested loan amount.



Click payment amount for more details about our products.



(Please Note: CP = Construction to Permanent)
Loan Amount:      $

GO

Program Name Rate Points APR Payment  
30 Year Fixed (Conforming) 3.750% 0.00% 3.944% $0.00
20 Year Fixed (Conforming) 3.625% 0.00% 3.894% $0.00
15 Year Fixed (Conforming) 3.125% 0.00% 3.464% $0.00
10 Year Fixed (Conforming) 3.125% 0.00% 3.618% $0.00
5/1 ARM (Other) 4.875% 0.00% 5.628% $0.00
7/1 ARM (Other) 5.250% 0.00% 5.491% $0.00
10/1 ARM (Other) 5.375% 0.00% 5.736% $0.00
10/1 ARM (Jumbo) 4.500% 0.00% 5.438% $0.00
Rates are subject to change without notice.
Rates last updated on 10/18/2019.
ENTEGRA BANK
14 One Center Ct, Franklin, NC  28734
Toll Free:  (800) 438-2265
bankinfo@entegrabank.com
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